Whether you're buying a home, financing a vehicle, or covering a personal expense — NexaBank offers transparent, competitive, and fully digital loan products backed by FDIC-insured security.
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Borrowers Served
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Customer Rating
Click any loan to explore rates, eligibility, terms, and the full application process.
Buy · Refinance · Build
From conventional mortgages to FHA and VA loans — find the right home financing solution with competitive fixed and adjustable rates.
New · Used · Refinance
Finance your next vehicle with low APR rates, flexible terms, and a fully online application process that gets you approved fast.
Medical · Travel · Debt Consolidation
Unsecured personal loans with no collateral required. Get funds deposited to your account as soon as the next business day.
All rates are illustrative. Your actual rate depends on credit score, income, and loan term.
| Feature | 🏠 Home Loan | 🚗 Auto Loan | 💼 Personal Loan |
|---|---|---|---|
| APR Range | 6.50% – 8.25% | 5.90% – 12.99% | 9.99% – 24.99% |
| Loan Amount | $50K – $2M | $5K – $150K | $1K – $100K |
| Loan Term | 10 – 30 years | 24 – 84 months | 12 – 84 months |
| Collateral | Property (required) | Vehicle (required) | None |
| Min. Credit Score | 620 (Conv.) / 580 (FHA) | 600 | 620 |
| Down Payment | 3% – 20% | 0% – 10% | N/A |
| Approval Time | 24 – 48 hours | Minutes – 24 hours | Same day |
| Funding Time | 15 – 30 days | 1 – 3 business days | Next business day |
| Prepayment Penalty | None | None | None |
| Origination Fee | 0.5% – 1.5% | None | None |
| Learn More | Home Loan Details → | Auto Loan Details → | Personal Loan Details → |
Apply from your couch. Our fully digital application takes less than 10 minutes — no branch visit required, ever.
Soft credit checks for pre-qualification won't affect your score. Get real rates instantly, not ballpark estimates.
What you see is what you get. No origination fees on personal or auto loans, and no prepayment penalties on any product.
Every borrower is assigned a personal loan officer reachable by phone, email, or chat — from application to closing.
We publish our full rate schedules publicly. No bait-and-switch, no teaser rates — just honest, competitive pricing.
Rated #1 in customer satisfaction by J.D. Power for three consecutive years. 4.8/5 stars across 120,000+ reviews.